Doorstep Banking: Pensioners can make digital life certificate sitting at home, no need to go anywhere

Doorstep Banking: After retirement, the government employee starts worrying about pension. The biggest problem occurs when an elderly person has to visit pension distribution offices to submit his life certificate.

To overcome this problem, the government is planning to simplify this process. In this sequence, the Department of Pension and Pensioners Welfare (DOPPW) has launched the nationwide DLC Campaign 3.0 in November 2024 to simplify the process of submission of life certificate for pensioners through face authentication technology.

This method allows pensioners to submit their certificate through Aadhaar-based identification on Android smart phones. Pensioners earlier had to visit the pension disbursing authorities for this, which was quite difficult for senior citizens. Digital Life Certificate (Jeevan Pramaan) was first introduced by DoPPW in 2014, followed by the adoption of face authentication technology in 2021.

Elderly people will get relief

The Digital Life Certificate Scheme for Pensioners of the Government of India aims to solve this problem by digitizing the entire life certificate application process. It seeks to make the process of obtaining this certificate more efficient, hassle-free and much simpler for the elderly. This project will greatly help pensioners. It will eliminate unnecessary logistical hurdles by eliminating the need for them to appear physically in front of the certification authority or disbursing agency repeatedly.

Senior citizens can avail doorstep banking services

Senior citizens can avail doorstep banking services from their banks to submit Jeevan Pramaan Patra. To avail this DLC service, one has to register himself for doorstep banking. Along with the necessary information, the senior citizen has to fill the Jeevan Pramaan Patra form and submit it through doorstep banking.

Here are some of the top banks and their applicable charges for availing doorstep banking services for submitting Jeevan Pramaan certificate.

Doorstep Banking Charges: SBI

According to the SBI website, submission of Jeevan Pramaan Patra for senior citizens is free along with some other services. However, if senior citizens require more services, they can avail the same by paying a nominal fixed fee of Rs 75 + GST ​​(currently applicable).

Doorstep Banking Charges: PNB

According to the PNB website, “One can submit Jeevan Pramaan Patra free of cost from 01.10.2024 to 31.12.2024 through Doorstep Banking in DSB designated branches through PSB Alliance by calling PSB Alliance Call Centre No. 9152220220, through phone, DSB Mobile App (PSB Alliance) or through website (PSB Alliance).”

Doorstep Banking Charges: Canara Bank

According to the social media post of Canara Bank, “Good news for pensioners! Service charges for submission of Doorstep Banking Jeevan Pramaan Patra have been waived from 1st November to 31st December 2024. Enjoy a hassle-free experience at your doorstep!”

Doorstep Banking Charges: Bank of India

Bank of India’s post on X reads, “Convenience at your doorstep! Bank of India now offers hassle-free facility of issuance of Doorstep Jeevan Pramaan Patra to all its senior customers. Stay safe and save your time. Free submission of Annual Life Certificate by Senior Citizen Pensioners for the period from November 1, 2024 to December 31, 2024.”

Doorstep Banking Charges: IPPB

The facility of submitting Jeevan Pramaan Patra is available for IPPB and non-IPPB customers as well. To avail the DLC service, the customer can contact the nearest post office or request for a home visit by the postman/Rural Postal Servant. One can request for DLC by visiting the official website of the Department of Posts “http://ccc.cept.gov.in/covid/request.aspx”. For each successful generation of DLC, a nominal fee of Rs 70 (including GST/cess) will be charged.