New Delhi. Whenever there is talk of savings, the name of FD definitely comes to the mind of common people. Your investment in FD is not only safe, but you also get guaranteed returns.
If you also want to invest in FD, then this is useful news for you. It is very important for investors to compare the interest rates of banks before investing in FD. The country’s leading banks Axis Bank, ICICI Bank and HDFC Bank are offering different options to attract people towards FD.
Currently, HDFC Bank, the largest private sector lender, is offering up to 7.9 per cent interest on FDs of less than Rs 3 crore. ICICI Bank is offering up to 7.8 per cent return on FDs while Axis Bank is offering up to 7.75 per cent.
HDFC Bank FD Rates (Less than Rs 3 crore)-
- 7 days to 14 days: For general public – 3.00 per cent; For senior citizens – 3.50 per cent
- 15 days to 29 days: For general public – 3.00 per cent; For senior citizens – 3.50 per cent
- 30 days to 45 days: For general public – 3.50 per cent; For senior citizens – 4.00 per cent
- 46 days to 60 days: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
- 61 days to 89 days: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
- 90 days to less than or equal to 6 months: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
- 6 months 1 day to less than 9 months: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
- 9 months 1 day to less than 1 year: For general public – 6.00 per cent; For senior citizens – 6.50 per cent
- 1 year to less than 15 months: For general public – 6.60 per cent; For senior citizens – 7.10 per cent
- 15 months to less than 18 months: For general public – 7.10 per cent; For senior citizens – 7.50 per cent
- 18 months to less than 21 months: For general public – 7.25 per cent; For senior citizens – 7.75 per cent
- 21 months to 2 years: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
- 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For Senior Citizens – 7.50 per cent
- 2 years 11 months to 35 months: For General Public – 7.35 per cent; For Senior Citizens – 7.85 per cent
- 2 years 11 months 1 day to less than or equal to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
- 3 years 1 day to less than or equal to 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
- 4 years 7 months to 55 months: For General Public – 7.40 per cent; For Senior Citizens – 7.90 per cent
- 4 years 7 months 1 day to less than or equal to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
- 5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
Axis Bank FD rates (less than Rs 3 crore)-
- 7 days to 14 days: 3.00 per cent for general public; 3.50 per cent for senior citizens
- 15 days to 29 days: 3.00 per cent for general public; 3.50 per cent for senior citizens
- 30 days to 45 days: 3.50 per cent for general public; 4.00 per cent for senior citizens
- 46 days to 60 days: 4.25 per cent for general public; 4.75 per cent for senior citizens
- 61 days to less than 3 months: 4.50 per cent for general public; 5.00 per cent for senior citizens
- 3 months to 3 months 24 days: 4.75 per cent for general public; 5.25 per cent for senior citizens
- 3 months 25 days to less than 4 months: 4.75 per cent for general public; 5.25 per cent for Senior citizens
4 months to less than 5 months: 4.75 per cent for general public; 5.25 per cent for Senior citizens - 5 months to less than 6 months: 4.75 per cent for general public; 5.25 per cent for Senior citizens
- 6 months to less than 7 months: 5.75 per cent for general public; 6.25 per cent for Senior citizens
- 7 months to less than 8 months: 5.75 per cent for general public; 6.25 per cent for Senior citizens
- 8 months to less than 9 months: 5.75 per cent for general public; 6.25 per cent for Senior citizens
- 9 months to less than 10 months: 6.00 per cent for general public; 6.50 per cent for Senior citizens
- 10 months to less than 11 months: 6.00 per cent for general public; 6.50 per cent for senior citizens
- 11 months to less than 11 months 25 days: 6.00 per cent for general public; 6.50 per cent for senior citizens
- 11 months 25 days to less than 1 year: 6.00 per cent for general public; 6.50 per cent for senior citizens
- 1 year to less than 13 months: 6.70 per cent for general public; 7.20 per cent for senior citizens
- 13 months to less than 14 months: 6.70 per cent for general public; 7.20 per cent for senior citizens
- 14 months to less than 15 months: 6.70 per cent for general public; 7.20 per cent for senior citizens
- 15 months to less than 16 months: 7.10 per cent for general public; 7.60 per cent for senior citizens
- 16 months to less than 17 months: 7.10 per cent for general public; 7.60 per cent for senior citizens
- 17 months to less than 18 months: 7.20 per cent for general public; 7.70 per cent for senior citizens
- 18 months to less than 2 years: 7.10 per cent for general public; 7.60 per cent for senior citizens
- 2 years to less than 30 months: 7.10 per cent for general public; 7.60 per cent for senior citizens
- 30 months to less than 3 years: 7.10 per cent for general public; 7.60 per cent for senior citizens
- 3 years to less than 5 years: 7.10 per cent for general public; 7.60 per cent for senior citizens
- 5 years to 10 years: 7.00 per cent for general public; 7.75 per cent for senior citizens
ICICI Bank FD Rates (less than Rs 3 crore)-
- 7 days to 29 days: For general public – 3.00 per cent; For senior citizens – 3.50 per cent
- 30 days to 45 days: For general public – 3.50 per cent; For senior citizens – 4.00 per cent
- 46 days to 60 days: For general public – 4.25 per cent; For senior citizens – 4.75 per cent
- 61 days to 90 days: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
- 91 days to 184 days: For general public – 4.75 per cent; For senior citizens – 5.25 per cent
- 185 days to 270 days: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
- 271 days to less than 1 year: For general public – 6.00 per cent; For senior citizens – 6.50 per cent
- 1 year to less than 15 months: For general public – 6.70 per cent; For senior citizens – 7.20 per cent
- 15 months to less than 18 months: For general public – 7.25 per cent; For senior citizens – 7.80 per cent
- 18 months to 2 years: For general public – 7.25 per cent; For senior citizens – 7.75 per cent
- 2 years 1 day to 5 years: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
- 5 years 1 day to 10 years: For general public – 6.90 per cent; For senior citizens – 7.40 per cent
- 5 Years (Tax Saver FD): For general public – 7.00 per cent; For senior citizens – 7.50 per cent
