Post Office : The Post Office has launched a new digital service for its customers. Now customers having an account in the post office can download their Interest Certificate from home through the Internet Banking portal.
Earlier this facility was available only by visiting the post office, but now it can be done online. This can save the time of the customers.
What is interest certificate and why is it necessary?
Interest Certificate is an official document that contains complete details of interest earned on Post Office Savings Bank (POSB) accounts – such as Savings Account, RD (Recurring Deposit), FD (Fixed Deposit) – in a financial year. It is required for many purposes. It is needed for filing Income Tax Return (ITR), financial planning, tax audit or other purposes.
Now how to download interest certificate?
Follow these simple steps to download Interest Certificate.
Visit DOP Internet Banking portal: https://ebanking.indiapost.gov.in
Login by entering your user ID and password. If you have not registered, go to your nearest post office and get registered.
Go to the Accounts tab on the dashboard.
Select the option of Interest Certificate there.
Then select the financial year – previous year or current year, as required.
Download the certificate in PDF format and save or print it as per requirement.
Who can avail this facility?
This facility is available to all customers who use the internet banking service of the post office and have an active POSB account. Whether your account is savings, RD or FD – interest certificate is available for all types of accounts.
What will be required to avail DOP Internet Banking
To avail the internet banking service a customer must have the following things.
Active Single or Joint B Type Savings Account
Complete KYC documents
Active Post Office ATM/Debit Card
unique mobile number
email id
PAN Card
What if trouble arises?
If you face any problem in login or are unable to download the Interest Certificate, contact your nearest post office or seek assistance from DOP Customer Care Helpline.
