Pradhan Mantri Awas Yojana Apply Online 2024: The central government is trying to ensure that every citizen of the country has a house of their own. In view of this, Pradhan Mantri Awas Yojana was started, which aims to provide affordable housing to all the people of the country. Under this scheme, subsidies are given to build or buy houses for families of economically weaker sections (EWS), lower income group (LIG) and middle income group (MIG).
Under this scheme, the government provides houses to those who do not have permanent houses or provides financial assistance to build houses. Under the Pradhan Mantri Awas Yojana (PMAY) scheme, a total of 4.21 crore houses have been built for eligible poor families in the last 10 years. If you do not have a permanent house yet, then you can take advantage of the PMAY scheme. Let us know what are the eligibility conditions for this scheme and how to apply for it.
There are two types of Pradhan Mantri Awas Yojana:
1. Pradhan Mantri Awas Yojana Gramin (PMAY-G)
2. Pradhan Mantri Awas Yojana Urban (PMAY-U)
Eligibility conditions for PM Awas Yojana
1. The applicant for this scheme must be 18 years of age or above.
2. The applicant must be a citizen of India.
3. Families with an annual income of up to Rs 18 lakh can avail the benefits of Pradhan Mantri Awas Yojana.
4. To be eligible for this scheme, the applicant should not have a permanent house in any part of India.
5. If someone in the family has a government job, then he will also not get the benefit of this scheme.
6. The annual income of those falling in the EWS category should be less than Rs 3 lakh.
Benefits of Pradhan Mantri Awas Yojana (PMAY)
PMAY scheme helps people living in kutcha or temporary houses to get permanent houses. If a person has land, he can also take financial help through this scheme to build a permanent house. Under this scheme, the government gives subsidy on home loans. The amount of subsidy depends on the size of the house and income. Under this scheme, banks are encouraged to give home loans at low interest rates. The
maximum repayment period for home loans under this scheme is 20 years.
Documents required for PMAY scheme
Identity Card
Address Proof
Income Proof
Property Documents
How to apply for PMAY?
You can apply for PMAY scheme either online or offline. To apply offline, you will have to go to your nearest Common Service Center (CSC). To apply online, you will have to go to the official portal of Pradhan Mantri Awas Yojana ( http://pmayg.nic.in/ ).
To apply online for PMAY, follow the steps given below…
Step 1: First of all go to the official website of PMAY https://pmaymis.gov.in/ .
Step 2: Click on the ‘Citizen Assessment’ option on the main page and select ‘Apply Online’ from the drop-down menu. Here you will see four options. Choose any one option according to your need.
Step 3: After this you will be asked for Aadhaar number and name. After filling all the required details, click on ‘Check’ to verify your Aadhaar details.
Step 4: Then a form will open in which you will have to fill all the details. Fill all the columns of this form carefully. In this, you will have to fill all kinds of information like state, address etc.
Step 5: After filling all the details for PMAY 2024, enter the captcha and then finally click on the ‘Submit’ button. With this your PMAY 2024 online application will be completed.
