RuPay Credit Card on UPI: Whenever we go out to shop for something, we take our phone with us instead of a purse. Because nowadays most people make online payments. This eliminates the need to keep a purse and cash.
This has also eliminated the tension of cash payments. Whether you want to buy goods worth Rs 5 or Rs 50,000, you can easily make payment through UPI.
UPI payment through credit card
The government and RBI are making many efforts to promote digital payments . Earlier we had to link a bank account for UPI payment. But now we can easily make UPI payment through credit card. This means that even if there is no money in the bank account, we can still make UPI payment using credit card.
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Many users are unaware that UPI payments can be made through credit cards. Let us tell you that the Reserve Bank of India (RBI) allowed linking RuPay cards to UPI last year.
UPI payment is very easy
This means that users who have RuPay credit card can make UPI payments (RuPay Credit Card UPI Transaction). Many banks like HDFC Bank, Kotak Mahindra Bank, Yes Bank and Federal Bank have started the facility of Virtual RuPay Credit Card. This is a type of credit card. Making UPI payments through this card has become very easy.
Not only this, if you have Visa or Master Card, then first find out whether your bank provides Virtual Rupee Credit Card facility. If the bank provides this facility to its customers, then customers can easily do UPI through Virtual Rupee Credit Card. Virtual Rupee Credit Card is a kind of additional card.