State Bank of India and Kotak Mahindra Bank are going to shut down their digital banking services for some time due to maintenance. Let us know that if you have a bank account in SBI and Kotak Bank, then from what time to what time the digital services of the bank will remain shut on which day.
If you also have an account in State Bank of India or Kotak Mahindra Bank, then today’s news is especially for you. Both the banks are going to temporarily shut down some of their digital banking services this week due to maintenance, due to which you will not be able to use these services for some time.
SBI Maintenance: Date and Time
SBI’s affected services include digital services such as UPI (Unified Payments Interface), YONO, IMPS, Automated Teller Machine (ATM), Retail Internet Banking (RINB), Real-Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT). All these digital services will be temporarily unavailable for use between 1:05 am and 2:10 am on July 16, 2025.
However, during this period, customers have been advised to use UPI Lite. State Bank of India has shared a post from its official X account stating that the services will be available for use again at 2:10 pm.
What is UPI LITE?
UPI Lite is a payment system designed to process small transactions (amount less than Rs 500) quickly and easily. Let us explain to you how to activate UPI Lite. Suppose you use Google Pay, first of all you have to open the app. After opening the app, you will see the Activate UPI Lite option, you can activate UPI Lite by clicking on this option and filling the required information.
Kotak Mahindra Bank Maintenance: When will the services be closed?
According to the report of Economic Times, if you have a bank account in Kotak Bank, then on July 17 and 18, NEFT through mobile banking and net banking will not work from 12 am to 2 am, on July 20 and 21, net banking, UPI and mobile banking will not work from 12 am to 2 am, on July 20 and 21, payment gateway service will not work from 12 am to 3 am. If you have any important transaction, then do it in advance.
